£300 Second Cost of Living Payment in June 2025
As the cost of living continues to put pressure on households across the UK, many people are looking forward to some financial relief. In June 2025, the government will roll out a second Cost of Living Payment worth £300 for eligible individuals. This payment is aimed at supporting low-income families, pensioners, and vulnerable groups as inflation and living costs remain high.
This article explains who is eligible, how the payment will be made, and what you need to do to receive it.
Understanding the £300 Cost of Living Payment
The government introduced cost of living payments to support people who are struggling with rising bills and everyday expenses. The payment is not a loan and does not need to be repaid. This is the second instalment in the series of 2025 payments, and more may follow depending on economic conditions and policy decisions.
This second payment is part of a broader plan to assist millions of UK citizens who qualify through benefits, pensions, or disability support schemes.
Who Will Receive the Payment?
The £300 Cost of Living Payment in June 2025 will go to people who are already receiving specific government benefits. These include:
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Universal Credit
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Pension Credit
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Income-based Jobseeker’s Allowance (JSA)
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Income-related Employment and Support Allowance (ESA)
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Income Support
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Working Tax Credit
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Child Tax Credit
If you’re receiving one or more of these benefits during the qualifying period, you’ll likely be eligible for the payment.
Overview Table: Key Details of the £300 Second Cost of Living Payment
| Feature | Details |
|---|---|
| Payment Amount | £300 |
| Payment Month | June 2025 |
| Eligibility | Based on specific benefits received |
| No Application Needed | Yes, payments will be made automatically |
| Taxable? | No, this is tax-free income |
| Affects Benefits? | No, it won’t reduce or impact other benefits |
| Paid By | Department for Work and Pensions (DWP) / HMRC |
| How It’s Paid | Directly into bank accounts |
| Expected Start Date | Mid-June 2025 |
| Expected End Date | End of June 2025 |
When Will the £300 Payment Be Made?
The government has confirmed that payments will begin mid-June 2025, and most people will receive their £300 by the end of June. Payments are made in batches, so don’t worry if you don’t get yours on the same day as someone else.
If you receive tax credits, your payment might come a little later than those receiving Universal Credit or Pension Credit, but it will still arrive within the same period.
Do You Need to Apply?
No, you do not need to apply. If you’re eligible, the payment will automatically be deposited into the same bank account where your usual benefits are paid. Be cautious of scams asking for personal details or offering to help you “claim” the money — the government never asks for information this way.
What If You Don’t Receive the Payment?
If you believe you’re eligible but haven’t received the payment by the end of June, there will likely be a form made available by DWP or HMRC where you can report a missing payment. Before doing that, be sure you meet the eligibility criteria during the qualifying period, which is usually a specific date range.
Importance of the Payment
Many families across the UK are still dealing with high prices for energy, food, and transportation. The £300 support payment may not solve everything, but it offers temporary relief to help cover essential costs. It’s part of the broader support structure that includes energy bill assistance, rent support, and council tax relief in certain areas.
Tips to Use the Payment Wisely
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Pay Off Urgent Bills – Use the money to reduce overdue payments on essentials like gas or electricity.
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Stock Up on Essentials – Buying non-perishable groceries in bulk can save money in the long run.
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Save a Portion – If possible, keep a part of the payment aside for unexpected expenses.
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Seek Local Support – Some councils offer additional grants or discounts that can be combined with this payment.
Frequently Asked Questions (FAQs)
1. Who exactly qualifies for the £300 June 2025 payment?
You qualify if you received one of the listed benefits (like Universal Credit or Pension Credit) during the qualifying period, which will be confirmed by the government in official announcements.
2. Will this payment affect my taxes or benefits?
No. The £300 is tax-free and will not affect your benefits, including Universal Credit or housing benefit. It is treated as a separate support payment.
3. How will I know if I received the payment?
You’ll see a deposit of £300 in your bank account with a reference such as “DWP COL” or “HMRC COL.” This usually appears the same way as your regular benefit payments.
4. What if I don’t receive my payment by the end of June?
You should check with the DWP or HMRC depending on which benefit you receive. There will likely be a form or support line you can use to report a missing payment.
5. Is this the last Cost of Living Payment for 2025?
At the moment, this is the second confirmed payment. The government may introduce further support later in the year depending on economic changes and ongoing cost-of-living pressures.
Final Thoughts
The £300 Second Cost of Living Payment for June 2025 brings much-needed relief to millions of UK households. It’s not a complete solution, but it’s a meaningful step to help people manage through tough times. If you receive any of the qualifying benefits, there’s nothing you need to do except wait for the deposit to arrive in your account.
Make sure your bank details are up to date, avoid scams, and use the funds as wisely as possible. The payment may be modest, but it’s a helpful buffer against rising expenses, especially for those living on fixed incomes.